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Tampa Bay · 2026 homestead rules

What will the property taxes be?

Just My Loans, LLC
Julia Lysenko, Owner/Broker



$

Will this be your primary home?


Homestead must be filed with the county by March 1 of the year after you move in.


$

Flat charges for fire, trash, stormwater or a CDD. Copy the number from the listing’s current tax bill.

Estimated yearly tax
$0

Monthly escrow
$0

School taxes $0
County, city and districts $0
Non-ad valorem fees $0
Homestead exemptions applied$25,000 on all taxes plus up to $26,411 on non-school taxes $0
Pay in November (4% discount) $0
Buying? Don’t use the seller’s tax bill. Florida’s Save Our Homes cap resets when a home sells, so your first full bill is figured on the new assessed value. That’s why this number can be much higher than the listing shows.

Want this built into a real payment with rate, insurance and escrow?

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Estimate only, not a tax bill. Not a loan offer or commitment to lend. Uses 2025 certified millage rates (the most recent full year) from each county’s property appraiser or tax collector, and the 2026 homestead exemption amounts from the Florida Department of Revenue. 2026 bills mail November 1, 2026 and may use slightly different rates.

Amendment 3 on the November 3, 2026 ballot would raise the non-school homestead exemption starting in 2027 if voters approve it. This estimator uses current law.

Just My Loans, LLC NMLS #2569569 · Julia Lysenko, Owner/Broker, NMLS #1518418 · Licensed in Florida, Texas, South Carolina and Pennsylvania · Equal Housing Opportunity · 6 Island Dr, Treasure Island, FL 33706 · julia@justmyloans.com

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