Mortgage Guides — Just My Loans, LLC
Straight answers to the questions clients actually ask me — no scare tactics, no jargon. Every guide reads in English and Russian.
🌍Buy in the U.S. — No Green CardHow a foreign national gets a U.S. mortgage — no SSN, no U.S. credit history, remote closing. Foreign National & DSCR programs, explained. RU + EN.🔑Get the Keys — Minimum DownThe shortest path from renting to your own keys: $0–3.5% programs, assistance, a real cash-to-keys example.Read the guide →🛂Buying Without a Green CardWhich programs your visa, EAD or ITIN already opens — and what each one asks for.Read the guide →📈Credit Score From Zero in 6 MonthsMonth by month: what to open, how to use it, and the one detail that moves scores most.Read the guide →💵How Much Down Payment You Need3%, 5%, 20% — what every program really requires and where the money can come from.Read the guide →🧾Closing Costs, Line by LineEvery fee you will see at the table, with a real $400,000 example and four ways to pay less.Read the guide →💼Mortgage for the Self-EmployedBank statement, P&L and DSCR loans — how to qualify on the money you actually make.Read the guide →🏢DSCR Loans for InvestorsWhen the rental qualifies instead of you — no tax returns, buy in your LLC, scale the portfolio.Read the guide →🏙Condo Before You OfferEleven checks that decide whether a lender will finance the building — warrantable status, HOA reserves, special assessments, litigation, SIRS.Read the guide →
🏡Buying GuideThe full step-by-step of a purchase, from first conversation to the keys.Read the guide →🔖Selling GuideHow to prepare, price and sell — and how the timing works if you are buying next.Read the guide →
🏡Buying GuideThe full step-by-step of a purchase, from first conversation to the keys.Read the guide →🔖Selling GuideHow to prepare, price and sell — and how the timing works if you are buying next.Read the guide →
General information, not a commitment to lend. Just My Loans, LLC · NMLS #2569569