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VA LOANS

Discover the Benefits of VA Loans: A Guide to Home Financing for Veterans and Military Personnel

Down Payment

0 %

VA funding fee

may apply

Minimum Credit Score

620 OR Lower

Call for exceptions

Maximum Loan Amount

$ 424,100

For most FL single family homes

Seller Contributions

6 %

% of price depends
on LTV

DTI MAX

50 % OR HIGHER

Call for eligibly
specification

Loan Options

We love Vet’s and so does our VA Loan Program! If you are interested in this loan, let us start by thanking you for your service. This is the best loan possible, but you can get it only if you are a Veteran or surviving spouse. These loans are backed by VA, which makes it risk free for the bank, hence VA loan guidelines tend to be more lenient. There is usually VA funding fee that can be financed into the loan amount. When you are applying for this loan besides regular paperwork your lender will ask for the Certificate of Eligibility (COE). Usually, the process goes smooth but might take a bit longer than for conventional loan. Features of VA loans:
  • 0% Down payment
  • No PMI
  • Lower interest rate
  • Flexible underwriting
  • Closing costs are usually lower
  • Only for primary residence
  • No prepayment penalty