US Mortgage Broker for Newcomers in Florida — Buy a Home Without a Green Card
Julia Lysenko
English and Russian speaking mortgage broker in USA
financed homes
closing rate
years in Real Estate
Why people choose a broker over a bank:
1. One application, many lenders
A bank offers you its own products. As a broker, I compare programs across dozens of lenders and find the one that fits your income, your status and your goals. That is what the name Just My Loans, LLC means.
2. I take the files others turned down
Denied somewhere else? That is often a case that was presented wrong, not a case that cannot close. I have been restructuring those files since 2016 — and my closing rate is 99%.
3. Income that does not fit the box
Self-employed, 1099, business owner, driving a truck, running a blog. No Green Card yet, on a visa or waiting on Asylum. If the income is real, there is usually a program for it.
4. Any budget, in four states
From $150K to $10M, in Florida, Texas, South Carolina and Pennsylvania.
Possibly, right now you:
Don’t know how to start the process
Uncertain about your immigration status
Have a low credit score or you don’t have one at all
Have a low
income
Your employment history is less than 2 years
Have a small
downpayment
You are self-employed
My amazing clients
My happy clients – HOMEOWNERS
First home buyer - awesome experience!
IIt was a remarkable experience; Julia and her team secured an excellent deal for us. We hold them in high regard for their constant availability via phone and their prompt responses to all our inquiries. Thank you, Julia.
Dream come true
Thank you all the team for making our dream come true! The process was easy enough due to the good and fast communication. I appreciate that you did the job smoothly for us. It is our first property and we are completely satisfied with all processes.
Dream come true
Thanks a lot to Yulia and her team.
They did amazing job. I just 10 months in USA and I bought a house. It’s unbelievable, but already fact. My family and I so happy. Highly recommended Yulia team to everybody. (Houston, TX)
This team delivers results
Julia’s team is experienced and professional! They found the best lender to fit my particular not 100% ideal case, got the best rates, and promptly processed paperwork on their side. Special thanks to Ekaterina. She always answered my questions, kept me informed about the application progress and supported with her beautiful cheerful attitude. Satisfied with the results! Definitely recommended.
Awesome work
Thanks to Julia Lysenko for the work done. Julia helped us to buy our first home. Everything went as planned. Thank her very much! I will contact you again!
Very happy 😁
We were delighted with Yulia’s professionalism. Yulia offered us the best conditions we asked for. She and her assistant Ekaterina were always in touch, always calm and friendly, ready to explain. Buying my first home was very calm and stress-free. It’s a pleasure to work with such people. Thank you very much ❤️
Julia is a fighter!
I have never met such an enthusiastic go getter like Julia. She makes it happen! She made the process so easy and supported me with all the first time homebuyer questions I had. I highly recommend Julia!
Julia's team go above and beyond for their clients
Taking a mortgage could be stressful, but Julia and the team make it look easy. They are always on top of everything, respond within minutes, and happy to clarify any nuances (even outside of their direct responsibilities).
This isn’t our first purchase with Julia, and we will definitely work with her in the future!
The result is more than excellent!
Julia helped us buy our first home in the USA. Our case was non-standard, but Julia showed patience and calmness in finding a suitable mortgage option for us. Our family is very grateful for a beautiful home!
She did it again!
This was my third time working with Julia and her team and they did not disappoint! Responsive, professional, knowledgeable and simply pleasure to deal with! Highly highly recommend Julia’s team for your mortgage needs.